What is Credit Counseling?
Credit counseling is required for filing bankruptcy under Chapter 7, Chapter 13, or Chapter 11. Individuals must complete the short course within 180 days before filing the bankruptcy petition as ...
What is the Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?
Despite your best efforts, debt can become overwhelming. Bankruptcy may not be your first choice, but it never hurts to get the facts on all of your options before you ...
What Senior Citizens Need to Know About Bankruptcy
Imagine approaching that golden time in your life when you can finally stop the 9-5 grind and start enjoying life, only to find that you’re over your head in debt ...
How Do I Stop Wage Garnishment?
Wage garnishments are allowed in Georgia for certain types of debt. Your creditor receives a portion of the money from your wages each pay period until the debt is paid ...
Student Loan Repayment Rights
Student loan debt now exceeds $1.5 trillion and is officially a crisis. If you have a student loan, the National Consumer Law Center published an article that will answer many ...
Is It Possible To Discharge Student Loans In Bankruptcy In 2018?
Student loan debt is now the second highest category of consumer debt with borrowers owing $1.5 trillion in loans. For many college graduates beginning their careers at entry-level salaries, paying ...
Can I File Bankruptcy Again?
Can I file a bankruptcy case even if I filed one before? Life doesn’t always go according to plan. Sometimes clients find it necessary to file a second bankruptcy case ...
Can Taxes Be Included in Bankruptcy?
Taxes and Bankruptcy When money gets tight, clients often adjust their tax withholdings so they have more take-home pay to pay bills. Although this sounds good in the short term, ...
How Does a Debt Settlement Affect My Credit?
Many of my clients consider the trade-off of having large amounts of debt forgiven through the bankruptcy process versus settling a particular debt and avoid bankruptcy. Both processes impact your credit, ...
Is Chapter 11 Bankruptcy Right for My Company?
A business can have good years and bad years. Some years, the company may earn a substantial profit and in other years the business may break even or suffer a ...