What is Credit Counseling?
Credit counseling is required for filing bankruptcy under Chapter 7, Chapter 13, or Chapter 11. Individuals must complete the short course within 180 days before filing the bankruptcy petition as ...
What is the Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?
Despite your best efforts, debt can become overwhelming. Bankruptcy may not be your first choice, but it never hurts to get the facts on all of your options before you ...
What Senior Citizens Need to Know About Bankruptcy
Imagine approaching that golden time in your life when you can finally stop the 9-5 grind and start enjoying life, only to find that you’re over your head in debt ...
Cut the Cable Cord – and Save Money
Have you seen the ads about ditching your cable and saving money? I’m not talking about ditching your cable and switching to satellite. I’m talking about cutting off cable or ...
Did Your Credit Score Go Up While You Were Sleeping?
Did you notice an increase in your credit score? If you have not checked your credit score recently now is a good time to do so. You may be pleasantly ...
How Do I Stop Wage Garnishment?
Wage garnishments are allowed in Georgia for certain types of debt. Your creditor receives a portion of the money from your wages each pay period until the debt is paid ...
Student Loan Repayment Rights
Student loan debt now exceeds $1.5 trillion and is officially a crisis. If you have a student loan, the National Consumer Law Center published an article that will answer many ...
Can I File Bankruptcy Again?
Can I file a bankruptcy case even if I filed one before? Life doesn’t always go according to plan. Sometimes clients find it necessary to file a second bankruptcy case ...
Online Sales Taxes – Yikes!
Aren’t we all used to clicking on the shopping cart icon, checking out online, and not seeing any sales tax collected on most retail websites? I wonder how much I’ve ...
Can Taxes Be Included in Bankruptcy?
Taxes and Bankruptcy When money gets tight, clients often adjust their tax withholdings so they have more take-home pay to pay bills. Although this sounds good in the short term, ...