7 Tips on Cutting Costs After Bankruptcy
Filing for bankruptcy relief eliminates debt, but it does not get rid of your monthly living expenses. For some individuals, cutting costs after bankruptcy is a necessary step to make ...
10 Steps to Take In the New Year to Get Out of Debt
Starting the New Year in debt can be overwhelming. However, if you look at the New Year as an opportunity to get out of debt, January 1 may actually be ...
What is Credit Counseling?
Credit counseling is required for filing bankruptcy under Chapter 7, Chapter 13, or Chapter 11. Individuals must complete the short course within 180 days before filing the bankruptcy petition as ...
What is the Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?
Despite your best efforts, debt can become overwhelming. Bankruptcy may not be your first choice, but it never hurts to get the facts on all of your options before you ...
What Senior Citizens Need to Know About Bankruptcy
Imagine approaching that golden time in your life when you can finally stop the 9-5 grind and start enjoying life, only to find that you’re over your head in debt ...
Cut the Cable Cord – and Save Money
Have you seen the ads about ditching your cable and saving money? I’m not talking about ditching your cable and switching to satellite. I’m talking about cutting off cable or ...
Did Your Credit Score Go Up While You Were Sleeping?
Did you notice an increase in your credit score? If you have not checked your credit score recently now is a good time to do so. You may be pleasantly ...
How Do I Stop Wage Garnishment?
Wage garnishments are allowed in Georgia for certain types of debt. Your creditor receives a portion of the money from your wages each pay period until the debt is paid ...
Student Loan Repayment Rights
Student loan debt now exceeds $1.5 trillion and is officially a crisis. If you have a student loan, the National Consumer Law Center published an article that will answer many ...
Is It Possible To Discharge Student Loans In Bankruptcy In 2018?
Student loan debt is now the second highest category of consumer debt with borrowers owing $1.5 trillion in loans. For many college graduates beginning their careers at entry-level salaries, paying ...